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Microsoft Office comes with different kinds of office and business software to use, depending on your needs. If thereвЂ™s a problem, you can open a credit card dispute for that purchase only.Microsoft Office and business software are different suites featuring desktop publishing programs, including all the functions you may need in a home or office situation. So, itвЂ™s important to buy the software as a separate transaction, not bundled up with other items. You canвЂ™t dispute part of a credit card payment. Single transaction onlyД¬redit Card disputes are on a вЂper transactionвЂ™ basis. Credit cards have an established вЂChargebackвЂ™ mechanism for disputing transactions that arenвЂ™t properly completed. Credit Card onlyДЄlways buy via credit card. Mail delivery is slower and gives the merchant more time to skip off with your hard earned moola. That means you should get the product key quickly and can complain right away if it doesnвЂ™t work.

If you must try these illegal suppliers, only accept email or electronic delivery of the product key. While itвЂ™s unlikely there will be any consequences beyond software disabling, it means thereвЂ™s a direct link from the stolen product key to you personally. Use of an illegal product key is linked to your Microsoft account. Product Keys for one-time or perpetual licence software can work for many years (assuming Microsoft doesnвЂ™t stop it) however the вЂLifetimeвЂ™ promise definitely does NOT apply to Office 365 plans. Office, Visio, Project 2019 or 2016 perpetual licence only. If you reinstall the software (on a different computer or switching from 32 to 64-bit), the product key will definitely be checked again. Merchants offer a вЂLifetime Product KeyвЂ™ but, as weвЂ™ve explained, thatвЂ™s not something they can guarantee with Microsoft holding a вЂKill SwitchвЂ™. If the licence has expired or now considered illegal or invalid, the software will stop working or switch to a вЂReduced FunctionalityвЂ™ or вЂRead OnlyвЂ™ mode. This happens in the background without you noticing. Occasionally, the software will вЂphone homeвЂ™ to MicrosoftвЂ™s system to verify that the licence is still OK. Microsoft can disable Office, Visio, Project etc at any time, not just at installation. Modern Office software, since at least Office 2010, has a вЂKill SwitchвЂ™. Assuming these reviews are real (many are fake), it doesnвЂ™t mean much. Many cheap Office offers come with reviews from people saying they have successfully installed and activated Office, Project, Visio etc. Similarly, donвЂ™t buy something that requires you to login using a separate email/password.

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Other sites might have legitimate install downloads but thereвЂ™s a real risk that вЂextrasвЂ™ have been added like malware, viruses etc. This is vital! If the install instructions say to download from a non-Microsoft site, DONвЂ™T.

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HereвЂ™s what to look out for and how to protect yourself. Misunderstandings about how modern Office is licenced and activated.

There are some little-known risks involved in these shady transactions.

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Still, when someone is offering $500 plus of software for under $20 itвЂ™s tempting and buyers think itвЂ™s worth the risk. None those companies nor Microsoft seem much interested in stopping the illegal sales, they are numerous and obvious. has noted before how even well-known sites like Facebook, Amazon and Ebay will offer blatantly illegal Office software. Project is even more expensive with software plans from $30 a month or Project Professional for $1,280! Project Online is $7 a month.ДЄt those prices, itвЂ™s little wonder that occasional users will start looking for cheaper alternatives? Visio Online only can be had for $5 a month or $60 a year, Visio software plans start at $15 a month up to a one-time price of $530 for Visio Professional.

Microsoft Project and Visio are expensive extras to Microsoft Office so itвЂ™s tempting to buy cheap versions from sites like Ebay but there are traps for the unwary.

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